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Speak your Mind and Earn More Cash

There are many ways on how you can boost your income. If you are in dire straits looking for sources of extra cash other than what you generate from part-time work, do not be afraid to speak your mind. By doing so, you can even double your household income without working up a sweat at the comforts of your own home!

Private companies and organizations pay cash to people more than willing to spend some of their time sharing their personal views, unbiased feedbacks, and honest opinions.

A crucial part of customer care for companies is that of listening to their consumer base. Businesses are now focusing their efforts on their clients to improve their products and services. With relevant feedback, they are able to make the necessary adjustments to how they run the business, while ensuring profit too! These companies just don’t go into improving their offerings without obtaining opinions from their client base. This is where you enter! Your feedbacks and insights are relevant that companies will be more than happy to pay you for them!

Here are four easy ways on how you can boost your income simply by sharing your piece of mind!

Take Surveys Online

Filling out survey forms is one of the most common ways to earn cash through sharing of your personal opinion. You really don’t have to spend on this since all companies will need from you is your feedbacks and opinions.  Customer feedback is very important to companies as this is where research and development start. Improving products and services is not easy without input from customers and clients. And just like everybody else, not all customers are willing to spend time on giving their opinions each and every time they transact with companies.

At times, companies will seek the expertise of third-party businesses that facilitate surveys (like pbn service). Survey companies are not scams, but they are legitimate businesses that help in improving client customer service, research and development, as well as management.

You can actually earn a little bit of cash on the side while browsing the Internet. You really don’t have to focus your attention on the surveys as most questionnaires are very easy to answer and require brief and concise answers only. You can take surveys during your spare time so as not to interrupt with your daily chores and work schedule.

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What Are The Top 3 Essential Oils?

Extracted from plants, essential oils have served many purposed for thousands of years. They have the ability to lift your spirits, treat health conditions, and offer cosmetic benefits, too. There is a very long list of helpful essential oils that you can find to be helpful for a wide range of uses. As you choose the ones that you want to add to your arsenal of aids, you may want to start with the top three.

Lavender is one of the most popular essential oils and for good reason. There are so many different benefits of using lavender and the fact that it has a pleasant smell is just icing on the cake. This essential oil is soothing on the skin and it can help with healing of the body’s largest organ, too. It promotes sleep, offers calming properties, and helps alleviate allergy and sinus issues.

Peppermint essential oil is another beneficial essential oil. Similar to lavender, it smells divine and is a powerful healer. Peppermint is great for headaches and digestive issues. It can help with anything from diarrhea to heartburn.

Lemon is a powerful essential oil that is quite functional. It can be used as a flavoring while cooking. Another benefit of lemon is its ability to treat acne. Along with those uses, it also has disinfecting and antibacterial properties that make it quite versatile in many different situations.

As you can see, there are many different essential oils and lavender, peppermint, and lemon could be listed as the top three around. They are all very versatile, smell great, and can help with so many different aspects of our life. When you are ready to choose your top three essential oils, consider your needs, wants, and favorite scents and get ready to be amazed.

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Few more tips on how to save time and money

When you are in need of a car insurance policy you can go online and choose from a variety of car insurance companies (I got mine from One of the key advantages to the Internet is that you can now buy a lot of items online. This saves you both time and money as you do not have to waste your money on gas as you travel from one location to another. You will also save time because you do not have to wait in line for the next insurance agent to help you with your insurance policy.

Going online to buy car insurance is easy as each of the car insurance companies have a website that is easy to navigate. You can fill out the insurance form online and submit it and the insurance company will tell you how much your car insurance premiums will be for the entire year. You can pay your car insurance premiums in one lump sum or you can pay them on a monthly basis.

Another feature that you will notice is that each of the car insurance companies has a FAQ tab that will help you to answer any questions that you have. Most of the car insurance companies will also provide instant online chat so that you can talk to a live insurance agent if you have questions that are of a more difficult nature.

Each car insurance company will provide you with options so that you can choose the best car insurance for your vehicle. Many states require that you have a basic car insurance policy but they do not require that you have collision insurance. Collision insurance costs extra but will cover you if you are the cause of a car accident.

If you decide to choose collision insurance you should be aware that there are a variety of deductibles. A deductible for collision insurance is when you pay a certain amount of money upfront and the insurance company will cover the balance. The higher the deductible the less your collision insurance will cost. For example, you can purchase a policy where you have a low $200 deductible or a higher $1000 deductible.

Buying car insurance online is a pleasure and is easy to do. In fact, it can be quite enjoyable as you sit at your desk with a cup of coffee and decide which insurance policy is best for you.

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Myths and Facts about Credit

Almost everybody is familiar with the term credit but a lot are not familiar with the answers to what credit is. In our world today, it has become a very common word that has a plethora of applications. The term credit can be seen as both elementary and highly important while sadly maintaining a near ambiguous aura.

In the commercial and financial world though, it evokes strong reactions that also transcend into fear and realization of its hold on people’s lives. It is safe to say that most people with any level of financial freedom or power have at one time or another dealt with credit. It is such a fixture nowadays that the modern world is reliant on it and even thrives through its sheer force. It is a known fact that not a lot of people really know what credit is.

Myth 1 – Credit Card companies do not send application forms via mail to people who would not seem to afford the payments.


Credit Card company mailing lists usually run through every type of person regardless of current financial standing. Getting one or not getting one is not a true sign of a person’s credit standing. This is usually due to faulty, lazy or erroneous information gathering as of course, credit card companies would only want to give those who are capable of paying.

Myth 2 – Bankruptcy is a surefire way to remedy credit problems should a person’s debt get very high.


Filing for bankruptcy will never assist anyone with regard to credit. It is more serious than most people think and it is not just a way out. Legally, it is a solid case and becomes placed in public record that usually has ramifications for the duration of a lifetime. It can haunt people who would need to apply for loans or jobs in the future. This is something that people cannot take back or fully expunge and those who have done it have usually regretted doing so in the first place.

Myth 3 – There is the notion that people with credit are able to buy things, services etc. easier than those who do not use it.


People seem to forget that credit is essentially debt and so requires much more trust than payment right away. Cash and hard money should still be viewed as the prime method of acquisition as there are no strings afterwards. Purchasing something outright lessens any future problems regarding that purchase. Nowadays, the power of credit is used for everything but the function of paying upfront should not be ignored. It should be noted that credit does have its main use which is assistance when truly needed.

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Wine and Cheese Pairing Basics

A wine and cheese pairing party is definitely what you need if you want to impress your family and friends on your next special occasion at home. Instead of slaving away in the kitchen preparing dishes, fine wine varietals matched with the perfect cheeses are just as filling and indulgent as well.

If you are planning on setting up a get together with friends, or an intimate dinner date with a loved one, a wine and cheese party should be well considered to make it more special. If you love the idea of wine and cheese pairings, but have no knowledge on how to do this yourself, here are some tips that will help you mix and match wine and cheeses for an undeniably unforgettable eats!

  • Know your cheeses

You will need to identify and group chesses based on their general flavor classification. Here are the four major cheese categories:

  • Hard: Generally stiff cheeses that feature sharp and salty tastes are considered hard. Aged cheeses are also identified as hard cheeses.
  • Bloomy: Creamy, decadent cheeses with soft rinds
  • Fresh: As the name implies, soft cheeses are those made just recently, and are therefore not aged. These are essentially soft, spreadable cheeses that have tangy or mild flavors.

Cheeses differ from each other as their moisture concentrations, texture, flavor, and fat content vary. In general, cheeses that are fresh and have not underwent affinage or aging feature higher water content this making them more creamy and mild in taste.  Aged cheeses on the other hand have low moisture content and bearing only high levels of fat and protein, thus allowing them to boast richness in flavor and intensity.

  • Know your wines

Just like cheeses, wines- both red and white come in a wide variety of flavors. The depth and complexity of wines directly relates to their age too.  For instance, young wines are generally fruitier and livelier. You can immediately taste the fresh aromas of flowers, herbs, and spices that were mixed in the wine. Older wines which have been aged in barrels for example are more put together in that its taste is more solid and bold.  Besides the primary fruity flavor from their grape varieties, aged wines also develop secondary flavors from oak, toast, earth, minerals, oxidation, and umami to name a few.  Just like cheeses, aged wines are stronger and savory than their younger counterparts.

Although there are guidelines on how to perfectly match wine with cheeses, it will all still boil down to your personal preference. Don’t be scared to try matching wine and cheeses that were never before paired. You don’t have to learn all these tips right away as your sense of taste will guide you on which bottle of wine will work beautifully with the cheese you have in the fridge.